I am self-employed, Can I buy a home?

Self-employed borrower

The answer is YES!

A common issue is that self-employed individuals and small business owners have a hard time qualifying for a mortgage. One common reason is their taxes.

Because of many overhead costs, they find themselves writing off expenses, while this may be a wise business decision, it also reduces their chances of qualifying for a mortgage.

We can use 12-24 Months of their personal/ business bank statements to qualify them.

Individuals who have used this report qualified for a significantly higher number.

Things to keep in mind:

1. Minimum 620 FICO

2. 1-4 units ( with rental income possibility )

3. Minimum 12 months of consecutive bank statements ( personal or business)

4. minimum 10% down payment.

5. Co-borrowers allowed ( w2 and others)

Remember we don't Require Taxes, W2 or paystubs.

Call kerby for More info.