Find Your Miami Home

Looking to buy your first home, invest, or refinance in Florida? Book a free, no-pressure mortgage consultation with Kerby—your local expert in complex and traditional home loans. During your consultation, we’ll: Review your unique financial situation and homeownership goals Break down your best loan options, including FHA, conventional, bank statement, DSCR, and more Answer all your questions about down payments, credit, and approval timelines Give you a clear, step-by-step plan to qualify for the right mortgage—no jargon, just honest advice Whether you’re self-employed, a first-time buyer, or have credit challenges, I’ll help you understand your options and set you up for success. My approach is all about transparency, education, and fast, responsive support—so you feel confident every step of the way. Ready to get started? Book your free consultation and take the first step toward your new home or investment property today!